You can check out the latest interest rates of the following Commercial banks:
Bank of the Philippine Island (BPI)
Among the four, Chinabank offers the highest interest rates for their Time Deposit Products. If you have multi-million funds to open for a time deposit, i suggest you deal with the big commercial banks for stability. But if you’ re starting, and can conveniently chop your funds under multiple accounts and still comply with the 250K PDIC Limit (to secure your deposits), then if you’ll ask me, Rural Banks still offer far better rates than commercial banks. (i have a separate post about rural banks, though the rates may no longer be updated — but still definitely higher than commercial banks) COMMERCIAL vs. RURAL
